Introduction and Scope

At capriariaphiiq, we take your privacy seriously. This policy explains how we collect, use, store, and protect your personal information when you use our budget variance analysis education services. We operate under Australian Privacy Principles (APPs) and comply with the Privacy Act 1988 (Cth).

This policy applies to all interactions with our website, educational programs, assessment tools, and customer support services. By using our services, you acknowledge that you have read and understood this privacy policy.

Information We Collect

Personal Information: We collect information you provide directly, including your name, email address, phone number, professional background, and educational preferences. This helps us tailor our budget variance analysis programs to your specific learning needs.

Automatically Collected Data: Our website collects technical information through cookies and similar technologies. This includes your device type, operating system, browser preferences, and how you navigate through our educational materials.

How We Use Your Information

Your information helps us deliver personalized financial education experiences. We use your data to enroll you in appropriate budget variance analysis courses, track your progress, and provide ongoing support throughout your learning journey.

Communication purposes include sending course updates, educational resources, program reminders, and important policy changes. You can opt out of marketing communications while maintaining access to essential program-related messages.

Your Rights and Choices

To exercise these rights, contact us using the information provided below. We'll verify your identity and process most requests within 30 days. Some requests may take longer if they involve complex data retrieval or verification processes.

Data Security and Protection

We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our security framework includes both technical and organizational safeguards.

While we maintain high security standards, no system is completely immune to risks. We continuously monitor our systems and update our security practices to address emerging threats and maintain the confidentiality of your educational data.

Data Retention and Deletion

We retain your information for different periods depending on its purpose and legal requirements. Educational records may be kept longer to support ongoing learning and credential verification.

Third-Party Services and Sharing

We work with trusted service providers to deliver our educational programs effectively. These partners include payment processors, email service providers, and cloud hosting services. All third parties are contractually bound to protect your information and use it only for specified purposes.

Limited Sharing: We may share your information when required by law, to protect our rights, or in connection with a business transfer. We do not sell personal information for marketing purposes or share educational progress data without your explicit consent.

International transfers may occur when using cloud services with global infrastructure. We ensure appropriate safeguards are in place and that your information receives adequate protection regardless of location.

Changes to This Policy

We review and update this privacy policy annually or when significant changes occur in our practices or legal requirements. Material changes will be communicated through email and prominent website notices at least 30 days before implementation.

Minor updates for clarity or compliance may be made without advance notice, but we'll always maintain the current version date at the top of this policy. We encourage you to review this policy periodically to stay informed about how we protect your information.